A trip to Europe on a Schengen visa needs careful planning. Embassies want to see that you can afford the trip, and every cost is in euros. This guide helps you plan a Schengen visa budget, converting euro costs to rupees with our EUR to PKR converter. Requirements differ by country and change over time, so always follow the embassy’s current checklist.
Fixed costs
| Item | Notes |
|---|---|
| Visa fee | Set by Schengen rules; check the current amount |
| Service centre fee | Charged by the visa application centre |
| Travel medical insurance | Usually must cover at least €30,000 |
| Flights | Return ticket or reservation often required |
Daily costs
Hotels, food, local transport and entry tickets vary by country and city. Western European capitals cost more than Southern or Eastern Europe. Build a daily budget per person in euros, then multiply by the number of days.
Proof of funds
Embassies usually ask for recent bank statements showing enough money for the trip. Some countries publish a minimum daily amount. Keep a healthy balance and avoid large unexplained deposits shortly before applying.
Converting to rupees
- List every cost in euros.
- Add them up.
- Convert with the current rate.
- Add a buffer of about 10% for exchange rate changes and surprises.
The 90/180 rule
A short-stay Schengen visa allows stays of up to 90 days in any 180-day period. Count your days carefully; the Date Difference Calculator helps, and our guide on counting days for visas explains inclusive counting.
Saving for the trip
If the trip is months away, divide the rupee total by the months left and save each month. The Months Until Calculator tool counts them.
Paying abroad
Cards are widely accepted, but foreign transaction fees apply. Carry some euros in cash for small purchases. For how the rate moves, read the euro to rupee rate guide.
Frequently asked questions
How much money do I need for a Schengen visa?
It depends on the country and trip length; check the embassy’s guidance on proof of funds.
What insurance is required for a Schengen visa?
Travel medical insurance, usually with at least €30,000 coverage.
How long can I stay on a Schengen visa?
Up to 90 days in any 180-day period for short-stay visas.