An expat job offer is more than a salary. Housing, annual flights, medical insurance, education allowance and end-of-service gratuity can add a large amount of value, or their absence can make an offer much weaker than it looks. This guide explains common expat job benefits and how to put a value on them, using our International Salary Calculator.
Housing
Some employers provide accommodation; others pay a housing allowance. Compare the allowance with real rents in the area. If accommodation is provided, value it at what similar housing would cost you.
Annual flights
Many Gulf contracts include a return ticket home each year, sometimes for the family. Value it at the typical fare, divided by 12 for a monthly figure.
Medical insurance
In the UAE and Saudi Arabia, employers usually must provide health insurance for employees. Check the level of cover and whether family members are included.
Education allowance
Senior roles may include school fee support. School fees for expatriate children can be very high, so this benefit can be worth a lot.
End-of-service gratuity
In many Gulf countries, employees receive a gratuity at the end of their contract, usually based on basic salary and years of service. Because it depends on basic salary, a package with a higher basic share is often better in the long run.
Valuing a package
| Component | Monthly value |
|---|---|
| Salary | cash amount |
| Housing provided | equivalent rent |
| Annual flight | ticket ÷ 12 |
| Family medical cover | equivalent premium ÷ 12 |
| Gratuity | estimated yearly accrual ÷ 12 |
Add these to compare two offers fairly.
Leave and working hours
Count paid leave days and weekly hours. More leave and shorter weeks add real value, especially for families.
Converting to rupees
Use the AED to PKR or Currency Converter tools to convert the full package. For the bigger comparison with a Pakistani job, read salary abroad vs Pakistan.
Frequently asked questions
What is end-of-service gratuity?
A payment at the end of employment in many Gulf countries, usually based on basic salary and years of service.
Is a housing allowance better than provided accommodation?
It depends on local rents and your preferences; compare the allowance with real costs.
Should I accept a lower salary with better benefits?
Sometimes; add the value of all benefits before deciding.